Getting ready for annual enrollment Consider these activities why it’s important Resources Look back at personal Previous years’ Generally available on the health care expenses expenses help health care plan’s website. employees Most employees will also find understand potential both a tool called the Medical future expenses. Expense Estimator and the Health Care Cost summary populated with claims data. Look ahead at medical Some major medical The Medical Expense Estimator needs for next year life events, such as will be available Nov. 5 to help having a baby or employees understand what elective surgery, can medical plans will cost in the be planned. next year. Know health care plan A refresher on several The August and September terminology terms, including issues of Well Being News annual deductible, (available for employees at out-of-pocket http://hr.web.boeing.com maximum, and the under “Well Being”) and difference between other resources have lists copayments and of health care–related terms coinsurance, will and their definitions. ease a decision. Understand the differences The right plan will Once annual enrollment begins in the plans—their benefit make a big difference on Nov. 5, employees will have features and the doctors in how much an access to tools that compare who participate employee has to pay. plan benefits and show doctors who participate in each plan. Until then, employees can refer to the 2012–2013 Benefits Change Information to find a comparison of plans and a summary of the Advantage+ health plan and the Health Savings Account. PhOTO: Ryan Malawy, financial analyst for Boeing Research & Technology, looks closely at his 2013 health care options. PAul PINNER/BOEING BOEING FRONTIERS / OCTOBER 2012 15
Frontiers October 2012 Issue
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